Solving the payments problem – how Phoebe created PayBe

At a recent summit of ECOWAS leaders, officials reaffirmed the long-delayed plan for a West African single currency. In June 2021, the bloc’s heads of state approved a roadmap targeting 2027 for launching the “Eco”. This October (2025), ECOWAS Commission President Omar Touray announced a mid‑2027 launch date again. Speaking…

Imagine a world with no taxes at all. No income tax, no sales tax, no levies on property or profits. It sounds utopian to many and absurd to others. After all, modern states depend on taxes to pave roads, fund schools, pay doctors and soldiers. Benjamin Franklin’s old adage about…